Stamp Duty calculator
Work out the Stamp Duty Land Tax (SDLT) you'll owe on a property purchase in England or Northern Ireland. Select your buyer type for the right rates and reliefs.
Stamp Duty payable
£7,500
Effective rate
2.14%
Total cost
£357,500
Estimate based on England & Northern Ireland SDLT rates from 1 April 2025. Different rules apply in Scotland (LBTT) and Wales (LTT). Always confirm with your conveyancer before completion.
Current SDLT bands (from 1 April 2025)
- Up to £125,000 — 0%
- £125,001 to £250,000 — 2%
- £250,001 to £925,000 — 5%
- £925,001 to £1.5m — 10%
- Above £1.5m — 12%
First-time buyer relief
First-time buyers pay no SDLT on the first £300,000 and 5% on the portion from £300,001 to £500,000. The relief does not apply at all if the purchase price is over £500,000.
Additional property surcharge
Buy-to-let and additional properties attract a 5% surcharge on top of the standard rates, across the whole purchase price.
Scotland uses Land and Buildings Transaction Tax (LBTT); Wales uses Land Transaction Tax (LTT). This calculator covers England and Northern Ireland only.
Other mortgage calculators
More tools to help you plan your mortgage.
How much can I borrow?
Estimate your maximum mortgage based on income and outgoings.
Mortgage repayments calculator
Work out your monthly payment from the loan amount, rate and term.
Loan to Value calculator
See your LTV ratio and how it affects the rates you can access.
Remortgage calculator
Compare your current deal against new rates to see potential savings.