Terms & Conditions

Effective Date: February 2026

These Terms & Conditions govern your use of this website operated by Monday FG Ltd, trading as Monday Mortgages ("we", "us", "our").

By accessing or using this website, you agree to be bound by these Terms.

1. Regulatory Information

Monday FG Ltd is an Appointed Representative of Connect IFA Ltd, which is authorised and regulated by the Financial Conduct Authority.

Registered Office:
47 Marmora Road
London
SE22 0RY

You can verify Connect IFA Ltd on the Financial Conduct Authority Register.

Nothing on this website constitutes regulated financial advice.

2. Website Content – Information Only

The information provided on this website is for general information purposes only and does not constitute:

  • Personal financial advice
  • A mortgage recommendation
  • An offer of credit
  • A binding quotation

Mortgage advice is only provided following a full fact‑find and suitability assessment conducted by a qualified adviser.

You should not rely on website content as a substitute for regulated advice.

3. No Guarantee of Product Availability

Mortgage products and rates are subject to:

  • Lender criteria
  • Affordability assessment
  • Credit status
  • Market changes

We do not guarantee that any product mentioned or illustrated on this website will be available to you.

All lending is subject to status and lender approval.

4. Use of Website

You agree not to:

  • Use this website for unlawful purposes
  • Attempt to gain unauthorised access to our systems
  • Upload malicious software
  • Provide false or misleading information
  • Misuse contact forms or document upload facilities

We reserve the right to suspend or restrict access where misuse is suspected.

5. Document Uploads

Where you upload documents through our website or secure portals:

  • You confirm the documents are accurate and belong to you or you are authorised to provide them
  • You understand documents may contain sensitive personal data
  • You acknowledge that submission does not constitute acceptance of an application

Uploaded documents are processed in accordance with our Privacy Policy.

6. Third‑Party Links

This website may contain links to third‑party websites.

We are not responsible for:

  • The content of external websites
  • Their privacy practices
  • Any loss arising from the use of third‑party services

Accessing external sites is at your own risk.

7. Intellectual Property

All website content, including text, branding, graphics, layout and documentation, is the property of Monday FG Ltd unless otherwise stated.

You may not reproduce, distribute or use website content without prior written permission.

8. Limitation of Liability

We make reasonable efforts to ensure website content is accurate and up to date. However, we:

  • Do not warrant that content is error‑free
  • Do not guarantee uninterrupted website access
  • Accept no liability for reliance placed on general website information

To the fullest extent permitted by law, we exclude liability for:

  • Indirect or consequential loss
  • Loss of profits
  • Loss arising from reliance on website information without formal advice

Nothing in these Terms excludes liability for fraud, misrepresentation, or death or personal injury caused by negligence.

9. Data Protection

Your use of this website is also governed by our Privacy Policy.

Please review that document to understand how we process your data.

10. Marketing Communications

Where you provide consent, we may send marketing communications.

You may withdraw consent at any time.

Submission of a website form does not create a contractual relationship or obligation to proceed with our services.

11. Amendments

We reserve the right to amend these Terms at any time. The latest version will always be available on this website.

Continued use of the website constitutes acceptance of any updated Terms.

12. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the English courts.