Insights & Advice
Expert mortgage tips, market updates, and guides to help you make informed decisions about your property finance.
Do you need a solicitor to remortgage?
Moving your mortgage to another lender normally involves conveyancing. Understand who arranges it, what free legal packages cover and when extra work may be nee
Remortgage to release equity: how much could you borrow?
Estimate how much additional borrowing may be possible when remortgaging, with worked examples showing how LTV, affordability, valuation and fees affect the cas
Second charge or remortgage: comparing the cost of borrowing more
Compare keeping your existing mortgage and adding a second charge with remortgaging to borrow more, using two hypothetical examples covering repayments, interes
Remortgage costs: fees and what to budget for
Understand the fees involved in remortgaging, when you may need to pay them and how incentives or financed fees change your switching budget.
Can you remortgage if you’re self-employed?
Self-employed and your mortgage deal is ending? Understand switching lenders, product transfers and the income evidence you may need.
Product transfer or remortgage: how to compare your options
Compare staying with your current mortgage lender and moving elsewhere, including eligibility, fees, remaining debt and flexibility.
How long does it take to remortgage?
A practical guide to remortgage application timescales, from initialchecks to legal work and completion, including common delays and how to keep the switch movi
Can you remortgage with adverse credit?
Explore your remortgage options after credit problems, including current-lender switches, new-lender checks, equity, costs and support if you’re behind on payme
How early can you remortgage before your deal ends?
Find out when to start remortgaging, how mortgage offer windows work, and how to plan around early repayment charges and changing rates.
Fixed and tracker mortgages: which should you choose?
Compare fixed and tracker mortgages, including monthly payments, fees, early repayment charges and flexibility, to understand which suits you.
Buy-to-let remortgage: how it works and when to switch
Learn how a buy-to-let remortgage works, when to review your deal and how rent, valuation, fees and lender criteria can affect your options.
What happens to your Help to Buy equity loan after 5 years?
Find out what happens to your Help to Buy equity loan after five years, how year-six interest works, and the options for keeping, repaying or remortgaging it.
Can you remortgage with Help to Buy without paying it off?
You may be able to remortgage while keeping your Help to Buy equity loan. Learn how the process differs when staying with your lender or moving to a new one.
Can you release equity from a Right-to-Buy property?
Find out whether you can release equity from a Right-to-Buy property, including how remortgaging and the five-year discount rules can affect borrowing.
What happens when your fixed-rate mortgage ends?
When your fixed-rate mortgage ends, your mortgage continues but your interest rate may change. Learn what happens next and your options.
Can you remortgage to pay off your Help to Buy loan?
Remortgaging can let you repay your Help to Buy loan. Find out how the valuation, redemption, mortgage and legal process works.
What is remortgaging and how does it work?
What is remortgaging and how does it work? Learn why homeowners remortgage, what lenders check, what it can cost and when to start looking.