Insights & Advice
Expert mortgage tips, market updates, and guides to help you make informed decisions about your property finance.
Bad credit and Right to Buy: your mortgage options
A Right to Buy mortgage may be possible after credit problems. Understand the separate eligibility checks, lender requirements and how your discount affects bor
What documents do you need for a Right-to-Buy mortgage?
Prepare your council paperwork, identity and income evidence, bank statements and funding documents for a Right to Buy mortgage application.
Can family help you buy your council house?
Family can help fund a Right to Buy purchase, but giving money, joining the application, becoming a mortgage borrower and sharing ownership involve separate che
Right to Buy discount: how much can you get in 2026?
Find out how your Right to Buy discount is calculated in England, why regional caps matter, and how the discount affects your purchase price and mortgage.
Can you release equity from a Right-to-Buy property?
Find out whether you can release equity from a Right-to-Buy property, including how remortgaging and the five-year discount rules can affect borrowing.
Self-employed Right-to-Buy mortgage: what lenders need
Self-employed and using Right to Buy? Learn how lenders assess your income, accounts and trading history, and how your discount can affect the deposit needed.
What is the Right to Buy cost floor rule?
The Right to Buy cost floor rule can reduce your discount. See how it affects your purchase price, deposit and mortgage.
Right to Buy vs Right to Acquire: What’s the difference?
Right to Buy vs Right to Acquire explained simply, including Preserved Right to Buy, discounts, eligibility checks and mortgage options in England.
Can you buy your council house?
Learn how Right to Buy works, what affects eligibility, and what else you need to buy your council house.
What is Right to Buy and how does it work?
Understand what Right to Buy is, how the discount works, when a mortgage may be needed and what council tenants should check first.
Can your Right to Buy discount be used as a deposit?
Some lenders may accept your Right to Buy discount as a deposit. Learn when a cash deposit may still be needed and what lenders usually check.