Insights & Advice
Expert mortgage tips, market updates, and guides to help you make informed decisions about your property finance.
Autumn Budget 2026: what it means for homebuyers, homeowners and landlords
The key Autumn Budget 2026 changes for homebuyers, homeowners and landlords, including Your First Home, Lifetime ISAs, mortgage rates and rental income tax.
Can you remortgage if you’re self-employed?
Self-employed and your mortgage deal is ending? Understand switching lenders, product transfers and the income evidence you may need.
Self-employed Right-to-Buy mortgage: what lenders need
Self-employed and using Right to Buy? Learn how lenders assess your income, accounts and trading history, and how your discount can affect the deposit needed.
Does Making Tax Digital affect getting a mortgage?
Using Making Tax Digital? Find out whether MTD changes self-employed mortgage documents, SA302s and how lenders assess you.
Can you get a mortgage when self-employed?
Learn how income evidence, trading history, deposit and credit history can affect your options for a mortgage when self-employed.
Do self-employed people need a bigger mortgage deposit?
Worried about your self-employed mortgage deposit? Learn when a bigger mortgage deposit can help, when it may not, and how lenders assess risk.
Limited company director mortgage: Income guide
Limited company director mortgage guide covering salary, dividends, retained profit, documents and how lenders assess director income.
How much can you borrow for a self-employed mortgage?
Self-employed mortgage affordability depends on income, deposit, debts and lender criteria. Learn what affects how much you may be able to borrow.
Can you get a mortgage with one year’s accounts?
Find out when a mortgage with one year’s accounts may be possible, what lenders look for, and when waiting could improve your chances.
How do mortgage lenders calculate self-employed income?
Learn how lenders calculate self-employed income for mortgages, including sole trader profit, salary, dividends, contractor income and affordability.
What is an SA302 for a mortgage?
What is an SA302 for a mortgage? Learn why lenders ask for it, how it differs from a tax year overview and what self-employed applicants need.
Self-employed mortgage documents: What you’ll need
Find out which self-employed mortgage documents lenders may ask for, including SA302s, accounts, bank statements and proof of deposit.